Citizens Community Bank – Online Mortgage Application

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Mortgage Center

Today's Rates

Conventional
30 Year Fixed Rate
Rate	APR
6.750%	6.803%
20 Year Fixed Rate
Rate	APR
6.250%	6.318%
15 Year Fixed Rate
Rate	APR
6.250%	6.335%
Government
FHA 30 Year Fixed Rate
Rate	APR
6.625%	7.459%

VA 30 Year Fixed Rate
Rate	APR
6.875%	7.299%
USDA/Rural Development 30 Year
Rate	APR
7.875%	8.440%

Personalized Quote

Mary Ann Koesterer

Asst. Vice President & Loan Officer

NMLS #: 1695124

Office: 618-539-4704

Fax: 618-539-4791

Email: mkoesterer@citizenscommunitybank.com

620 N State St.
Freeburg, IL 62243

Mary Ann Koesterer has over 40 years banking experience. She has been with Citizens Community Bank for 22 of those years. She looks forward to helping you with your banking needs.

Applying online is as easy as 1-2-3. You can apply now in as little as 20 minutes.

Click Apply Now and complete the application.
When you have completed the application, click submit and your information will be reviewed.
I will follow up to answer your questions.

Click a Rate or APR (Annual Percentage Rate) under Today's Rates to view additional legal disclosures. You may need to disable pop-up window blockers in your browser in order to view the disclosures.

Apply Now

My goal is to provide the highest level of service at competitive rates. I am only a phone call away if you need help. Contact me at 618-539-4704.

Rate Watch

Sign up to have rates e-mailed to you. You may choose to have rates e-mailed to you when they reach your desired rate, or on a regular basis.

Government Loans

Looking for a no down payment VA loan or a low down payment FHA loan? You have come to the right place!

Home Equity

Put your home to work for you with a home equity loan or line of credit.

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